Top 5 Best P to P Lending Platforms
Earn More With P2P Lending
You are about to invest into p2p lending?
Explore our Top 5 and find the savest, trustworthy and high profitable p to p lending platform for you.
With our help you will find out about everything important, criteria to follow and insider advantages. Imagine you wouldn´t find the way to our P2P Family and leave out 5000€ or more in interest in the next 10 years.
Even if you are from Ukraine, Mexico, Germany, Panama or Russia …we will show you on the fly how to collect high interests in foreign countries with a multi-currency wallet where you´ll get legal bank details from Europe, US or other major currencies for free.
What is waiting for you?
Investments From Save To Risky
And 6% – 17,2% profits
We will start with No.5 down to No.1
What You Should Know…
If you are looking for the best P2P lending platforms, you are in the right place. Our Experts have tested and evaluated 30+ platforms and services. We list 5 of the best P to P Platforms when it comes to offering attractive yield to the investors while being as trustworthy and professional as possible.
- We are investing in all of the mentioned p2p platforms
- The order presents our own opinion by experiences we made
- The list is a collection of p to p and p to b platforms
- There is no guarantee of any returns
- P2P Lending Always Comes With Risks
- This is no investment advice – it is our duty to mention this
Criteria:
Auto Invest and accessibility to new loans is a key to real passive income and flexibility
Let´s have a look at the best p2p lending platforms following our criteria
#5 Kuflink

Kuflink Expert Insights
- UK regulated, Auto Invest
- Excellent risk assessment
- UK bank account needed
- €0 loss of investors’ money
Kuflink Overview | |
---|---|
Average Interest: | 6.5% |
Protection: | unsecured |
Loan Type: | Real Estate |
Availability of Loans: | Good (3/5) |
Secondary Market: | No |
Auto Invest: | Yes |
Customer Support: | Good (4/5) |
Trust Factor: | Good (4/5) |
PROS
- Easiest to use
- Automated investments
- No losses & stable returns
CONS
- Limited Diversification
- Low interests
- UK bank account needed
Kuflink is our first p2p platform. It is a smaller choice but still earned to be in the Top 5. Their team does an excellent job at risk assessment and aquiring new real estate projects. As a result, none of its investors have ever lost any money. It´s necessary to have a UK bank account which was a problem a few years ago. Because only Berclays and a hand full other banks had international bank accounts plus this was expensive.
Now we all have a solution – the multi currency payment system „wise“. It is for free and you will get real bank details of UK and many other countries. That makes it possible to collect intest and make investments in famous currencies like GBP, EUR, Dollar… This is great for any investor planning to invest in P2P Lending Platforms.
CEO statement „As far as investors are concerned, £121m has been invested in the time we have been operating and I would point out that not one investor has lost money with us.“
Learn more about the amazing opportunities of Kuflink on their website.
Get the family bonus for your first investment up to 4000€
#4 Bondora G&G

Bondora G&G Expert Insights
- Broad diversification options
- Fully automated investments
- Passive daily income
- Most popular investment amongst passive investors
Bondora G&G Overview | |
---|---|
Average Interest: | 6.75% |
Protection: | unsecured |
Loan Type: | Consumer |
Availability of Loans: | Good (4/5) |
Secondary Market: | Yes |
Auto Invest: | Yes |
Customer Support: | Good (3/5) |
Trust Factor: | OK (2/5) |
PROS
- Easy to use
- High liquidity for G&G during normal market conditions
- Daily passive income
CONS
- No control over your investments
- Lower interest as the competition
- Low-quality loans
Learn more about the features of Bondora on their website.
#3 Mintos

Mintos Expert Insights
- Multiple P2P loans
- Through Risks, Own Research Advisable
- Individual Autoinvest
- Biggest P2P Platform
Mintos Overview | |
---|---|
Average Interest: | 10.94% |
Protection: | Buyback and Others |
Loan Type: | Different Types |
Availability of Loans: | Exceptional (5/5) |
Secondary Market: | Yes |
Auto Invest: | Yes + individual |
Customer Support: | Good (4/5) |
Trust Factor: | Good (4/5) |
PROS
- Leading p2p Market
- Automated investments
- High Interest
CONS
- Risks Through All Types Of Loans
- Not All Loans Are Secured
- Autoinvest Needs Setup
Mintos is suitable for more sophisticated investors who pick their loan originators and set up individual auto invest portfolios.
Note that the performance of Mintos’ lending companies in 2020 was very poor. On top of that, there’s currently more than €90Million of investors’ money in recovery, so ensure you do your research before investing. If you decide to invest on Mintos, you should be prepared to set some ‘learning money’ aside and ensure you look into their terms and conditions.
Learn more about the intelligent system of Mintos on their website.
Get the family bonus for your investment
10€ for an investment over 500€ or 20€ over 1000€
#2 Reinvest24

Reinvest24 Expert Insights
- Invest in Rental Properties
- Minimum investment from €100
- Lower risk and stable cashflow
- Exceptional Concept
Reinvest24 Overview | |
---|---|
Average Interest: | 14.6% |
Protection: | Mortgage |
Loan Type: | Real Estate |
Availability of Loans: | OK (3/5) |
Secondary Market: | Yes |
Auto Invest: | No |
Customer Support: | Exceptional (5/5) |
Trust Factor: | Good (3/5) |
PROS
- Monthly rental income
- Non-traditional investment
- Secured by a collateral agent
CONS
- Slow funding speed
- Limited diversification
- 1% entry fee
Reinvest24 is the most unique P2P lending platform. Why? It follows a fundamentally different business model to all the other P2P platforms.
Reinvest24 allows you to invest in rental properties and earn a passive income through rental payments. As an investor, you buy a share of a property for a specific period of time. After the property is sold, you might benefit from additional capital gain. Combined, investors earn on average 14.6% yield per year. Buy a share for 1% fee and you are a real estate investor without any maintenance efforts.
Learn more about one of our absolute favourites Reinvest24 on their website.
Get the family bonus for your investment +1% for 365 days
#1 EstateGuru

EstateGuru Expert Insights
- Property-backed P2P loans
- Excellent risk assessment
- 95% secured by a 1st rank mortgage
- €0 loss of investors’ money
EstateGuru Overview | |
---|---|
Average Interest: | 11.48% |
Protection: | Mortgage |
Loan Type: | Real Estate |
Availability of Loans: | Good (3/5) |
Secondary Market: | Yes |
Auto Invest: | Yes |
Customer Support: | Exceptional (5/5) |
Trust Factor: | Exceptional (5/5) |
PROS
- Secured by a mortgage
- Automated investments
- No cash drag & stable returns
CONS
- Limited Diversification
- Not suitable for short-term investors
- No instant withdrawals
EstateGuru is our favorite real estate p2p lending platform. In fact the team does an excellent job at risk assessment. As a result, since EstateGuru was founded in 2014, none of its investors have ever lost any money.
The average interests are brilliant. They set up an easy to use system. From investors for investors. You will know what we mean in the moment you used it the first time.
Ready to invest on EstateGuru?
Get the family bonus – we have a deal with EstateGuru
EvoEstate

EvoEstate Expert Insights
- Invest in real estate
- Diversify across 20 platforms
- Free Auto Invest cancelation
- Great liquidity
EvoEstate Overview | |
---|---|
Average Interest: | 10.97% |
Protection: | Mortgage |
Loan Type: | Real Estate |
Availability of Loans: | Good (3/5) |
Secondary Market: | Yes |
Auto Invest: | Yes |
Customer Support: | Very Good (4/5) |
Trust Factor: | Very Good (4/5) |
PROS
- Exceptional diversification
- Amazing liquidity
- "Skin in the Game"
CONS
- Short track record
- No investment agreement
- Not regulated
Do you want to build a well-diversified real estate portfolio with P2P lending? Well, if you’ve spent much time researching this, you’ll know that this is hard to achieve using only one platform, as real estate projects aren’t as common as consumer loans. That’s where EvoEstate comes in.
We have to mention EvoEstate as an aggregator of real estate platforms. With one account, you can invest in real estate projects by 20 project originators.
EvoEstate also lists loans from other popular platforms such as Brickstarter, Bulkestate and Reinvest24. The platform is one of the few that invest their own money in individual projects (Skin in the Game). Learn more about the amazing features of EvoEstate.
Ready to invest on EvoEstate?
Get the family bonus – we have a deal with EvoEstate
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This was the P2P Family´s TOP 5 P2P Lending Platforms.
We hope this helped you to get an excellent overview. If you want to contact us in any way – subscribe to our Newsletter – and we´ll might have the chance to interconnect. Keep our review in mind, during you build up your wealth and passive income, this will give you a nearly unfair advantage over others that you can use for you or share with others.
P2P Platform | Average Interest | Protection | Loan Type: |
---|---|---|---|
Kuflink | 6.5% | unsecured | Real Estate |
Bondora | 6.75% | Unsecured | Consumer |
Mintos | 10.94% | Buyback and Others | Different Types |
Reinvest24 | 14.6% | Mortgage | Real Estate |
Estateguru | 11.48% | Mortgage | Real Estate |
EvoEstate | 10.97% | Mortgage | Real Estate |
Our No.1 Estateguru
Earn on average 11.48%per year. Your investment is secured by a mortgage.
No.2 Reinvest24
Earn on average 14.6% per year. Your investment is secured by a mortgage.
No.3 Mintos
Earn on average 10-12% per year. Your investment is secured by a buyback guarantee or unsecured.
No.5 Kuflink
Earn on average 6.5% per year. Your investment is unsecured but UK regulated.
Extra EvoEstate
Earn on average 10.97% per year. Your investment is secured by a collateral agent.
Best P2P Lending Platforms
Your P2P Lending Family